Blog

Market Uncertainty and the Cost of Waiting to Invest

When markets feel uncertain, waiting for things to settle can seem like the careful choice. This article by Frank Granizo explains why waiting is an investment decision with its own risks, and what a plan built for uncertainty looks like.

Why “Can You Retire on $1 Million” Is the Wrong Question to Ask

The ‘$1 million to retire’ videos and posts give you a single verdict on a question that depends on many different details specific to your life, not to a stranger’s.

Your Will Doesn't Control Your Retirement Account. This Form Does.

Retirement accounts, life insurance, and any transfer-on-death account go to whoever's named on the beneficiary form—not whoever the will names, and not whoever you meant. Divorce doesn't erase an old beneficiary automatically. An inherited IRA doesn't get the tax treatment most people assume. The fix takes about fifteen minutes, and most people still haven't done it.

A Financial Advisor Who Makes You Feel Judged Is Telling You Something About Them, Not You

A financial advisor who makes you feel judged, schooled, or boxed into one program isn't reading your complexity. They are avoiding it. Here's how to tell the difference before you sign anything.

An Old Will Is Still Valid. That's Not the Question That Matters.

An old will doesn't expire, but “valid” and “current” aren't the same thing. Here's what to actually check before you assume your family's estate plan is fine.

“Women Need Confidence” Is Financial Advice’s Eat-Less-Move-More

My industry didn't discover women—it discovered their money. Why "confidence" was never the real problem, and what she actually needs: access, practice, and credit for a rational choice.